Instant Payment System
Instant Payment System is a highly customizable and flexible modular system to process online payments.
Payment platform is divided into two parts: front-end and back-end.
Front-end is a single start-point for all transactions and includes:
- Payment form module. This module manages Payment Forms layout and payment instrument data inputs.
- Payment API module. Control of input point for payment API transactions.
- Proxy and balance module. Balancing requests for backend and outbound requests proxy.
- System administration module. This is user interface for payment system configuration.
Back-end contains all business logic and data storage for system functioning:
- Payment processing module. Core module for different payment instruments transactions processing.
- System administration module. Contains server part of system configuration module, user accounts configuration, user privileges, system logs etc.
- Risk management module. Includes anti-fraud management, black and white-lists configuration, online monitoring and other hacking prevention facilities.
- Reporting module. This module can use standalone database and provides flexible options for custom reports generation, chargeback prognosis and alerts notification setup.
- Accounting module. Includes invoicing and reconciliation facilities.
- Integration module. Allows to use connectors for different payment engines, payment processing system or other ERP/CRM systems.
- Secure data module. Includes generation procedures and secure storage for sensitive data encryption keys with hacking prevention features.
- Flexible customization. We can setup and configure payment platform, to fit all business-specific needs.
- Different payment methods and providers support. Our platform could be integrated with any existing payment method: mass-market payment card, bank transfer or narrow segment alternative payment instruments like electronic money or local payment systems.
- Powerful reporting. Complete payment information and monitoring of each transaction with most popular pre-defined reports plus wide customization possibilities.
- Multi-language and cross-country environment ready. Our platform includes set of features, which allow to get maximum profitability for each region.
- Secure payment card data storage. Our software was written according to strict security standards.
- Antifraud instruments. Our solution use integrated checks and rules configuration for each payment transaction. There is a possibility to easy integration with popular scoring systems to ensure minimum fraud transactions level.
- ERP/CRM integration. Possible integration with internal financial systems as well as work-flow or CRM systems.
- England.pl - instant transfers from UK to Poland, system also supports the currency exchange.
- UNIQA24 - integration with direct insurances platform.
- Mondial Assistance - integration with direct insurances platform.